Whatnot Fee Calculator
Whatnot takes an 8% commission on the item (5% electronics, 4% coins) plus a separate 2.9% + $0.30 payment fee on the whole order. No listing or subscription fees. Enter your numbers for your real payout, profit and margin.
Rates verified 28 Jun 2026 vs Whatnot's official fee schedule
Your sale
Whatnot · US sellers
Free · no sign-up · buyer fees are shown for context and excluded from your profit.
How much does Whatnot take?
On a typical US sale, Whatnot takes two separate fees. The first is an 8% seller commission, and it is charged on the item price only, not the shipping or tax. The second is a payment-processing fee of 2.9% plus $0.30, and it is charged on the whole order: item, the shipping the buyer paid, and any tax. So on a $50 item with no shipping, the commission is $4.00 and the processing fee is $1.75, which is $5.75 in fees, leaving you $44.25. There are no listing fees and no monthly subscription. You only ever pay when something sells.
This is the part most fee calculators get wrong. They blend the two into one "around 9.5%" number, which hides why your payout comes in lower than you expected. The two fees sit on different bases: the commission ignores shipping and tax, the processing fee includes them. Electronics are charged at 5% and coins and money at 4%, both still on the item only. UK sellers pay a different commission with VAT added on top, covered below. The calculator handles whichever country you pick and shows the two fees apart, so the payout it gives you is the payout you actually get.
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Whatnot seller fees by category (US, 2026)
The commission is charged on the item price only. The 2.9% + $0.30 processing fee is added on the full order (item + shipping + tax) and does not change by category.
| Category | Commission (item only) | Processing (full order) |
|---|---|---|
| Standard (most categories) | 8% | 2.9% + $0.30 |
| Electronics | 5% | 2.9% + $0.30 |
| Coins & Money | 4% | 2.9% + $0.30 |
| High-value cap (2026 promo) | 8% to $1,500, 0% above | 2.9% + $0.30 |
There are no listing, monthly or per-stream fees; you pay only on a completed sale. The high-value cap is a time-limited 2026 promo on select categories, off by default in the calculator. Canada and Australia use the same 8% commission and 2.9% + $0.30 processing in local currency; the UK uses 6.67% commission and 2.42% + £0.35 processing with 20% VAT on both fees (confirm the fixed pence amount on your statement). Source: Whatnot official fee schedule, verified 28 Jun 2026.
How Whatnot seller fees work
Whatnot has only two fees, but they sit on two different bases, and that split is the whole story. Here is each one, so the payout the calculator gives you is the number you actually keep.
Seller commission (on the item only)
Whatnot's main fee is an 8% commission on the item sale price. It is charged on the item alone, not the shipping or the tax the buyer paid. That is the key point: the commission ignores everything except the price of the thing you sold. Some categories are lower. Electronics are 5% and Coins & Money are 4%, both still on the item only. There is no flat fee attached to the commission.
Payment processing (on the full order)
Separately, Whatnot charges a payment-processing fee of 2.9% plus $0.30 to cover the card transaction. Unlike the commission, this one is charged on the full order total: the item, the shipping the buyer paid, and any sales tax. So if your buyer pays $8 shipping, you pay 2.9% on that $8 as well. That is why a payout is always a little smaller than price minus 8%.
Why your payout is less than price minus 8%
Picture two columns. The left one is the commission, 8% of the item only. The right one is processing, 2.9% + $0.30 of the item plus shipping plus tax. They sit on different totals, so you cannot just add the percentages. On a $50 item with $8 shipping, commission is 8% of $50, which is $4.00, but processing is 2.9% of $58 plus $0.30, which is $1.98, because it taxes the shipping too. The calculator draws both columns so you see where the money goes.
Category rates: electronics and coins are lower
The 8% standard rate is not universal. Electronics are 5% and Coins & Money are 4%, both on the item price only. Pick the right category in the calculator and the commission updates. The processing fee does not change by category. It is always 2.9% + $0.30 on the full order, whatever you are selling.
No listing fee, no subscription
Whatnot has no insertion fee, no monthly store fee, and no per-stream charge. You pay only on a completed sale. That is a real difference from eBay, where you can pay insertion fees and a store subscription whether or not an item sells. On Whatnot, an unsold item costs you nothing.
The $1,500 cap (a 2026 promo, off by default)
For some categories, Whatnot ran a promotion charging the 8% commission only on the first $1,500 of the item price, with 0% on the part above. It started 14 January 2026 and was expanded on 4 June 2026 to cover more categories. It is a time-limited promo, not a standing rate, so the calculator keeps it as an optional toggle rather than a default. Turn it on only if your category and date qualify, and confirm it is still live on Whatnot.
UK: VAT on top of both fees
Outside the US the model is the same two-fee shape, but the numbers change and VAT is added. UK sellers pay a 6.67% commission and a 2.42% + £0.35 processing fee, with 20% VAT layered on top of both. So a fee that reads as 6.67% costs more once the VAT lands. Switch the country selector to the UK and the calculator applies the VAT for you. The fixed pence amount can vary by statement, so confirm yours on launch.
Real Whatnot sale examples
$50 hoodie, no shipping
You sell a hoodie for $50 in a stream, free shipping. Commission is 8% of $50, which is $4.00. Processing is 2.9% of $50 plus $0.30, which is $1.75. Total fees are $5.75, so you keep $44.25. The payout is not $46, because the $0.30 and the processing percentage chip in on top of the 8%. This matches Whatnot's own published $44.25 example.
$50 tee, $8 shipping
Same $50 item, but the buyer pays $8 shipping. Commission still ignores shipping: 8% of $50 is $4.00. Processing is charged on the full $58, so it is 2.9% of $58 plus $0.30, which is $1.98. Total fees are $5.98 on the item, and you also keep the $8 you collected to cover postage. The extra 23 cents over the no-shipping case is processing taxing the shipping.
$300 console (electronics, 5%)
You auction a console for $300 with $12 shipping. Electronics is 5%, on the item only: 5% of $300 is $15.00. Processing is 2.9% of $312 plus $0.30, which is $9.35. Total fees are $24.35, so your payout on the item is $275.65, and you keep the $12 shipping on top. The lower 5% category saves you $9 versus the standard 8% here.
$2,000 card lot (cap promo on)
A trading-card lot sells for $2,000, no shipping, in a category covered by the 2026 $1,500 cap promo. With the cap on, commission is 8% of the first $1,500 plus 0% above, which is $120.00, not the $160 a flat 8% would be. Processing is 2.9% of $2,000 plus $0.30, which is $58.30. Total fees are $178.30, so you keep $1,821.70. Leave the cap toggle off unless your category and date qualify.
What counts as a good profit on Whatnot?
There is no official "good" margin, but the math is clean once you separate the two fees. Start with your item price. Take off the commission, 8% of the item, or 5% for electronics and 4% for coins. Take off processing, 2.9% of the whole order plus $0.30. Then take off what the item cost you and what shipping cost to send. What is left is your profit. The calculator gives you three numbers to judge it. Net payout is what Whatnot pays you, net profit is what is left after your own costs, and margin is that profit as a share of the sale.
Live selling moves fast, and that changes the math. In an auction you do not always control the final price, so price your opening bid and your cost basis to survive a low close, not just a hoped-for high one. Fast-moving stock can work on a thin margin because you turn it over in a single stream. Slow or high-cost stock needs a fatter margin to be worth the airtime. Use the payout the calculator gives you as your real number, the one after both fees, not the sticker price.
How to pay less in Whatnot fees
- ✓List in the right category. Electronics are 5% and Coins & Money are 4%, against the 8% standard, so the category you pick changes the commission directly.
- ✓Remember processing is charged on shipping too. If you offer free shipping and build the cost into the price, you still pay 2.9% on that built-in amount, so price it in knowingly.
- ✓Higher-priced items are more fee-efficient. The flat $0.30 is a bigger bite on a $10 sale than a $200 one, so bundling small items into one order spreads that $0.30 once.
- ✓Check the $1,500 cap promo for high-value categories. If your category and date qualify, the 8% stops at $1,500 of item price, which is a real saving on big-ticket lots. Confirm it is still live first.
- ✓There is no listing or store fee to avoid, so an unsold item costs you nothing. You do not need to game free-listing limits the way you do on eBay.
Whatnot fee calculator FAQ
How much does Whatnot take?
Whatnot takes an 8% commission on the item price plus a 2.9% + $0.30 payment-processing fee on the full order total. So on a $50 item with no shipping, that is $4.00 plus $1.75, which is $5.75 in fees, leaving you $44.25. Electronics are 5% and coins are 4%. There are no listing or subscription fees.
What are Whatnot's seller fees?
Two fees. A seller commission of 8% on the item price (5% for electronics, 4% for coins and money), and a payment-processing fee of 2.9% plus $0.30 on the whole order, including shipping and tax. There is no listing fee and no monthly subscription. You pay only when an item sells.
What is Whatnot's commission?
Whatnot's seller commission is 8% of the item price for most categories, charged on the item only and not on shipping or tax. Electronics are 5% and Coins & Money are 4%. This commission is separate from the 2.9% + $0.30 payment-processing fee, which is charged on the full order total.
Does Whatnot charge a fee on shipping?
Yes, but only through the processing fee. The 8% commission ignores shipping and is charged on the item alone. The 2.9% + $0.30 processing fee is charged on the full order total, which includes the shipping the buyer paid and any tax. So you do pay 2.9% on shipping, just not the 8% commission.
Does Whatnot have a listing or subscription fee?
No. Whatnot has no insertion fee, no monthly store fee, and no per-stream charge. You pay only the 8% commission and the 2.9% + $0.30 processing fee when an item sells. An unsold item costs you nothing, which is a real difference from eBay's insertion and store fees.
How is Whatnot's payment processing fee calculated?
It is 2.9% of the full order total plus a flat $0.30, charged once per order. The full order total means item price plus the shipping the buyer paid plus any sales tax. On a $50 item with $8 shipping, that is 2.9% of $58 plus $0.30, which is $1.98. It is separate from the 8% commission.
How much will I make on a $100 sale on Whatnot?
On a $100 item with no shipping in a standard 8% category, the commission is $8.00 and processing is 2.9% of $100 plus $0.30, which is $3.20. Total fees are $11.20, so you keep $88.80 before your own costs. Add shipping and the processing fee rises a little. The calculator shows your exact number.
What are Whatnot's fees in the UK?
UK sellers pay a 6.67% commission on the item (4% for coins and money) and a 2.42% + £0.35 processing fee on the order, with 20% VAT on top of both. On a £100 item with £4 shipping that works out to about £11.44 in fees. Switch the country selector to the UK to see it computed; confirm the fixed pence amount on your statement.
Is Whatnot cheaper than eBay?
It depends on the item. Whatnot's standard 8% commission plus 2.9% + $0.30 is often lower than eBay's roughly 13.6% plus the per-order fee, and Whatnot has no listing or store fees. But eBay's rate varies a lot by category. Run the same sale through both calculators to compare your real payout.
Does Whatnot charge buyers a fee?
No. Whatnot's fees are seller-side only. Unlike some resale apps that add a buyer protection fee at checkout, Whatnot does not charge the buyer a platform fee, so the price the buyer sees is the price they pay. Everything in this calculator comes out of the seller's side.
How do I calculate my profit on Whatnot?
Profit is your item price, minus the 8% commission (on the item), minus the 2.9% + $0.30 processing fee (on the full order), minus what the item cost you and what shipping cost to send. Enter your price, shipping and costs above and the calculator returns your net payout, net profit and margin.
What is Whatnot's $1,500 0% commission promo?
For some categories in 2026, Whatnot charged its commission only on the first $1,500 of the item price, with 0% on the part above. It began 14 January 2026 and expanded 4 June 2026. It is a time-limited promo, not a standing rate, so the calculator keeps it as an optional toggle. Confirm it is still live for your category.
Whatnot fee terms, in plain English
- Seller commission
- Whatnot's main fee, 8% of the item price (5% electronics, 4% coins). Charged on the item only, not shipping or tax.
- Payment processing fee
- A 2.9% + $0.30 fee on the full order total. Covers the card transaction and includes shipping and tax.
- Order total
- Item price plus the shipping the buyer paid plus any sales tax. The base the processing fee is charged on.
- Item price
- The price of the thing you sold, before shipping and tax. The base the 8% commission is charged on.
- Net payout
- What Whatnot pays you: the sale minus both fees, before your own costs.
- Net profit
- What you keep: payout minus what the item cost you and what shipping cost to send.
- Margin
- Net profit as a share of the sale price. A quick read on how worth-it a sale is.
- $1,500 cap
- A 2026 promo charging commission only on the first $1,500 of an item in some categories. Time-limited, off by default.
- VAT on fees
- For UK sellers, value-added tax added on top of both the commission and the processing fee.
- Blended rate
- A single rough percentage some calculators use for both fees. We avoid it; the two fees sit on different bases.
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