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Whatnot Fee Calculator

Whatnot takes a commission on the item, 8% for most sellers and lower once your four-week sales pass $15,000, plus a separate 2.9% + $0.30 payment fee on the whole order. No listing or subscription fees. Enter your numbers for your real payout, profit and margin.

Rates verified 14 Oct 2026 vs Whatnot's seller fees page

Where do you sell?

Your sale

Whatnot · US sellers

Buyer pays shipping? (off = you offer free shipping)
Your net profit
$18.34
after Whatnot fees + your costs
Gross (item + shipping)$40.00
Selling fee (8%)-$3.20
Payment processing-$1.46
Total Whatnot fees-$4.66
Whatnot takes
11.7%
Margin
45.9%
ROI
107.9%
Breakeven price
$19.42

Free · no sign-up · buyer fees are shown for context and excluded from your profit.

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The two fees, shown apartcommission on the item, 2.9% + $0.30 on the whole order
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The 2026 sales tierspick your 4-week sales and category, get your exact rate
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Verified and datedfrom Whatnot's own fee page, with a country selector
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Embeddable and ad-freedrop it on your own site, no sign-up

How much does Whatnot take?

On a typical US sale, Whatnot takes two separate fees. The first is a seller commission, charged on the item price only, not the shipping or tax. It is 8% for most sellers and falls once your sales in a four-week period pass $15,000. The second is a payment-processing fee of 2.9% plus $0.30, charged on the whole order: item, the shipping the buyer paid, and any tax. So on a $50 item with no shipping in the standard band, the commission is $4.00 and the processing fee is $1.75, which is $5.75 in fees, leaving you $44.25. There are no listing fees and no monthly subscription. You only ever pay when something sells.

This is the part most fee calculators get wrong. They blend the two into one "around 9.5%" number, which hides why your payout comes in lower than you expected. The two fees sit on different bases. The commission ignores shipping and tax, the processing fee includes them. Since 21 September 2026 the commission also depends on your sales tier and your category, so pick both in the calculator. UK sellers pay a different commission with VAT added on top, covered below. The calculator handles whichever country you pick and shows the two fees apart, so the payout it gives you is the payout you actually get.

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Whatnot commission rates by sales tier (US, 2026)

Your total sales in a four-week period set your rate for the next four weeks, per category. The commission is charged on the item price only. The 2.9% + $0.30 processing fee is added on the full order (item + shipping + tax) and does not change by tier or category.

Four-week salesSportsTrading card games (TCG)FashionOther collectiblesCoins & MoneyOther (every other category)
Under $15,000 (standard)8%8%8%8%4%8%
$15,000 to $34,9997.75%7.75%7%7.25%3.9%7%
$35,000 to $49,9997.5%7.5%6.5%6.5%3.8%6.5%
$50,000 to $99,9997.25%7.25%5.5%6%3.7%5.5%
$100,000 to $249,9997%7%5%5%3.6%4%
$250,000 to $499,9996.75%6.75%4.5%5%3.55%4%
$500,000 or more6.5%6.5%4.5%5%3.5%4%

There are no listing, monthly or per-stream fees, you pay only on a completed sale. Rates as low as 3% are custom terms for Whatnot's highest-volume sellers, not a public tier. The $1,500 promo is a limited-time Whatnot promo in select categories, off by default in the calculator. Canada uses the same rates on Canadian-dollar tiers starting at C$10,000, and Australia its own rates on tiers starting at A$10,000, both with 2.9% + $0.30 processing in local currency. The UK uses 6.67% in most categories under £10,000, tiers from £10,000 and 2.42% + £0.25 processing, with 20% VAT on both fees. Source: Whatnot seller fees page, verified 14 Oct 2026.

How Whatnot seller fees work

Whatnot has only two fees, but they sit on two different bases, and that split is the whole story. Here is each one, so the payout the calculator gives you is the number you actually keep.

Seller commission (on the item only)

Whatnot's main fee is a commission on the item sale price. It is charged on the item alone, not the shipping or the tax the buyer paid. Since 21 September 2026 the rate depends on two things: your total sales over a four-week period and the category you sell in. Under $15,000 in four-week sales, most categories pay 8% and Coins & Money pays 4%. There is no flat fee attached to the commission.

Payment processing (on the full order)

Separately, Whatnot charges a payment-processing fee of 2.9% plus $0.30 to cover the card transaction. Unlike the commission, this one is charged on the full order total: the item, the shipping the buyer paid, and any sales tax. So if your buyer pays $8 shipping, you pay 2.9% on that $8 as well. That is why a payout is always a little smaller than the price minus the commission.

Why your payout is less than price minus the commission

Picture two columns. The left one is the commission, 8% of the item only for most sellers. The right one is processing, 2.9% + $0.30 of the item plus shipping plus tax. They sit on different totals, so you cannot just add the percentages. On a $50 item with $8 shipping, commission is 8% of $50, which is $4.00, but processing is 2.9% of $58 plus $0.30, which is $1.98, because it covers the shipping too. The calculator draws both columns so you see where the money goes.

Sales tiers: the more you sell, the lower the rate

Whatnot adds up your sales in every category over a four-week period. That total sets your tier for the next four weeks, and your tier sets the rate in each category. In the US the tiers start at $15,000, then $35,000, $50,000, $100,000, $250,000 and $500,000. At the top tier, sports and trading cards pay 6.5%, other collectibles 5%, fashion 4.5%, coins 3.5% and every other category 4%. Whatnot's fee page no longer lists a separate electronics rate. The processing fee does not change by tier or category.

No listing fee, no subscription

Whatnot has no insertion fee, no monthly store fee, and no per-stream charge. You pay only on a completed sale. That is a real difference from eBay, where you can pay insertion fees and a store subscription whether or not an item sells. On Whatnot, an unsold item costs you nothing.

The $1,500 promo (limited time, off by default)

In some categories, Whatnot charges no commission on the part of an item price above $1,500. Your normal rate still applies to the first $1,500. It covers Comics & Anime, Toys & Hobbies, Coins & Money, Trading Card Games, Entertainment Cards, sports singles, Bags & Accessories and Jewelry & Watches. It started 14 January 2026 and was extended on 4 June 2026. Whatnot calls it a limited-time promotion, so the calculator keeps it as an optional toggle rather than a default.

UK: VAT on top of both fees

Outside the US the model is the same two-fee shape, but the numbers change and UK fees carry VAT. UK sellers pay 6.67% in most categories under £10,000 in four-week sales (4% for coins), falling with sales tiers that start at £10,000, plus a 2.42% + £0.25 processing fee, with 20% VAT on top of both. So a fee that reads as 6.67% costs more once the VAT lands. Switch the country selector to the UK and the calculator applies the VAT for you.

Real Whatnot sale examples

$50 hoodie, no shipping

You sell a hoodie for $50 in a stream, free shipping, with under $15,000 in four-week sales. Commission is 8% of $50, which is $4.00. Processing is 2.9% of $50 plus $0.30, which is $1.75. Total fees are $5.75, so you keep $44.25. The payout is not $46, because the $0.30 and the processing percentage chip in on top of the 8%.

$50 tee, $8 shipping

Same $50 item, but the buyer pays $8 shipping. Commission still ignores shipping: 8% of $50 is $4.00. Processing is charged on the full $58, so it is 2.9% of $58 plus $0.30, which is $1.98. Total fees are $5.98 on the item, and you also keep the $8 you collected to cover postage. The extra 23 cents over the no-shipping case is processing on the shipping.

$300 sneakers at the $50,000 tier

A fashion seller with $50,000 to $99,999 in four-week sales pays 5.5%. You sell sneakers for $300 with $12 shipping. Commission is 5.5% of $300, which is $16.50. Processing is 2.9% of $312 plus $0.30, which is $9.35. Total fees are $25.85, so your payout on the item is $274.15, and you keep the $12 shipping on top. The tier saves you $7.50 against the standard 8%.

$2,000 card lot (promo on)

A trading-card lot sells for $2,000, no shipping, by a seller in the standard band. With the $1,500 promo on, commission is 8% of the first $1,500 plus 0% above, which is $120.00, not the $160 a flat 8% would be. Processing is 2.9% of $2,000 plus $0.30, which is $58.30. Total fees are $178.30, so you keep $1,821.70. Leave the toggle off unless your category qualifies and the promo is still running.

What counts as a good profit on Whatnot?

There is no official "good" margin, but the math is clean once you separate the two fees. Start with your item price. Take off the commission at your tier and category rate, 8% of the item for most sellers under $15,000 in four-week sales. Take off processing, 2.9% of the whole order plus $0.30. Then take off what the item cost you and what shipping cost to send. What is left is your profit. The calculator gives you three numbers to judge it. Net payout is what Whatnot pays you, net profit is what is left after your own costs, and margin is that profit as a share of the sale.

Live selling moves fast, and that changes the math. In an auction you do not always control the final price, so price your opening bid and your cost basis to survive a low close, not just a hoped-for high one. Fast-moving stock can work on a thin margin because you turn it over in a single stream. Slow or high-cost stock needs a fatter margin to be worth the airtime. Use the payout the calculator gives you as your real number, the one after both fees, not the sticker price.

How to pay less in Whatnot fees

Whatnot fee calculator FAQ

How much does Whatnot take?

Whatnot takes a commission on the item price plus a 2.9% + $0.30 payment-processing fee on the full order total. For most sellers, those under $15,000 in four-week sales, the commission is 8% (4% for coins). So on a $50 item with no shipping, that is $4.00 plus $1.75, which is $5.75 in fees, leaving you $44.25. Higher sales tiers pay less. There are no listing or subscription fees.

What are Whatnot's commission tiers?

Since 21 September 2026, Whatnot sets your commission from your total sales in a four-week period. In the US, under $15,000 you pay 8% in most categories and 4% for Coins & Money. The rate then falls in steps at $15,000, $35,000, $50,000, $100,000, $250,000 and $500,000. At the top tier, sports and trading cards pay 6.5%, other collectibles 5%, fashion 4.5%, coins 3.5% and every other category 4%. The tier you reach in one period sets your rate for the next.

What are Whatnot's seller fees?

Two fees. A seller commission on the item price, 8% for most sellers and lower as your four-week sales grow (4% to 3.5% for coins and money), and a payment-processing fee of 2.9% plus $0.30 on the whole order, including shipping and tax. There is no listing fee and no monthly subscription. You pay only when an item sells.

What is Whatnot's commission?

Whatnot's seller commission is charged on the item price only, not on shipping or tax. It is 8% for most categories until your sales pass $15,000 in a four-week period, then it falls by tier and category, down to between 4% and 6.5% at the top US tier. Coins & Money starts at 4%. This commission is separate from the 2.9% + $0.30 payment-processing fee, which is charged on the full order total.

Does Whatnot really charge as low as 3%?

Not as a public rate. Whatnot says rates as low as 3% are custom terms for its highest-volume sellers who work with an account manager. The lowest public US rates are 3.5% for coins and 4% to 6.5% in other categories, at the $500,000 tier.

Does Whatnot charge a fee on shipping?

Yes, but only through the processing fee. The commission ignores shipping and is charged on the item alone. The 2.9% + $0.30 processing fee is charged on the full order total, which includes the shipping the buyer paid and any tax. So you do pay 2.9% on shipping, just not the commission.

Does Whatnot have a listing or subscription fee?

No. Whatnot has no insertion fee, no monthly store fee, and no per-stream charge. You pay only the commission and the 2.9% + $0.30 processing fee when an item sells. An unsold item costs you nothing, which is a real difference from eBay's insertion and store fees.

How is Whatnot's payment processing fee calculated?

It is 2.9% of the full order total plus a flat $0.30, charged once per order. The full order total means item price plus the shipping the buyer paid plus any sales tax. On a $50 item with $8 shipping, that is 2.9% of $58 plus $0.30, which is $1.98. It is separate from the commission and does not change with your sales tier.

How much will I make on a $100 sale on Whatnot?

On a $100 item with no shipping in the standard band (8%), the commission is $8.00 and processing is 2.9% of $100 plus $0.30, which is $3.20. Total fees are $11.20, so you keep $88.80 before your own costs. At a higher sales tier the commission is lower. Add shipping and the processing fee rises a little. The calculator shows your exact number.

What are Whatnot's fees in the UK?

UK sellers under £10,000 in four-week sales pay a 6.67% commission on the item (4% for coins and money), falling with sales tiers from £10,000, and a 2.42% + £0.25 processing fee on the order, with 20% VAT on top of both. On a £100 item with £4 shipping in the standard band that works out to about £11.32 in fees. Switch the country selector to the UK to see it computed.

Is Whatnot cheaper than eBay?

It depends on the item. Whatnot's commission, 8% for most sellers and lower at higher sales tiers, plus 2.9% + $0.30 is often lower than eBay's roughly 13.6% plus the per-order fee, and Whatnot has no listing or store fees. But eBay's rate varies a lot by category. Run the same sale through both calculators to compare your real payout.

Does Whatnot charge buyers a fee?

No. Whatnot's fees are seller-side only. Unlike some resale apps that add a buyer protection fee at checkout, Whatnot does not charge the buyer a platform fee, so the price the buyer sees is the price they pay. Everything in this calculator comes out of the seller's side.

How do I calculate my profit on Whatnot?

Profit is your item price, minus the commission at your tier and category rate (on the item), minus the 2.9% + $0.30 processing fee (on the full order), minus what the item cost you and what shipping cost to send. Enter your price, shipping, sales band and costs above and the calculator returns your net payout, net profit and margin.

What is Whatnot's $1,500 0% commission promo?

In some categories, Whatnot charges no commission on the part of an item price above $1,500, with your normal rate on the first $1,500. It began 14 January 2026 and was extended 4 June 2026. Whatnot calls it a limited-time promotion, not a standing rate, so the calculator keeps it as an optional toggle. Confirm it is still running for your category.

Whatnot fee terms, in plain English

Seller commission
Whatnot's main fee, charged on the item price only. 8% for most sellers, lower at higher sales tiers, 4% for coins.
Sales tier
Your band of total sales over a four-week period. It sets your commission rate for the next four weeks.
Payment processing fee
A 2.9% + $0.30 fee on the full order total. Covers the card transaction and includes shipping and tax.
Order total
Item price plus the shipping the buyer paid plus any sales tax. The base the processing fee is charged on.
Item price
The price of the thing you sold, before shipping and tax. The base the commission is charged on.
Net payout
What Whatnot pays you: the sale minus both fees, before your own costs.
Net profit
What you keep: payout minus what the item cost you and what shipping cost to send.
Margin
Net profit as a share of the sale price. A quick read on how worth-it a sale is.
$1,500 promo
A limited-time Whatnot promo charging no commission above the first $1,500 of an item in some categories. Off by default.
VAT on fees
For UK sellers, value-added tax added on top of both the commission and the processing fee.
Blended rate
A single rough percentage some calculators use for both fees. We avoid it, the two fees sit on different bases.

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